Linking Gender Diversity, Economic Performance and Sustainability within the Microfinance Industry
نویسندگان
چکیده
This study examines the effects of gender diversity on economic performance within the microfinance industry. We use ROA to capture financial performance and OpEx to capture operating efficiency. We measure gender diversity at two hierarchical levels: gender diversity within the Board represents the decision-making level; gender composition within the rank of loan officers embodies the operational level. Approximately 1700 observations suggest that gender diversity enhances economic performance, especially in Africa. These findings advocate that policy makers and practitioners place a stronger emphasis on training and developing women for various hierarchical positions in microfinance firms.
منابع مشابه
Gender Diversity in Management Positions and Organizational Performance: A Review of Literature
In this term paper, diversity in management positions and organizational performance is analyzed using gender diversity as a mediating role. The analysis is done based on the review of related literature. An organization’s success and competitiveness depends upon its ability to embrace diversity and realize the benefits. The success and failure of an organization is also linked with its leaders...
متن کاملMicrofinance and its role in promoting small business development in the Adirondacks
Introduction While quality of life continues to improve in urban America, there is growing concern that rural America is falling behind, and in harmony with this trend, the continued economic hardships associated with living in the Adirondacks highlight the increased need for tools to promote economic development within the region. While increased access to capital is widely accepted as a neces...
متن کاملSocial Collateral and Repayment Performance: Evidence from Islamic Micro Finance
I n this study we designed to test the remarkable repayment performance of Akhuwat in Pakistan; the most successful Islamic Microfinance Institution (IMFI), which offers interest-free loans in order to improve the quality of life and alleviate poverty. The model of Akhuwat is based on Muakhaat (brotherhood) and Qard-e-Hasan (offering financial assi...
متن کاملAgent-Based Mapping of Credit Risk for Sustainable Microfinance
By drawing analogies with independent research areas, we propose an unorthodox framework for mapping microfinance credit risk--a major obstacle to the sustainability of lenders outreaching to the poor. Specifically, using the elements of network theory, we constructed an agent-based model that obeys the stylized rules of microfinance industry. We found that in a deteriorating economic environme...
متن کاملEfficiency of Formal Microfinance in Indonesia: Using Data Envelopment Analysis Application
One of the key success factors of the financial institution sustainability is operational efficiencies. Using Data Envelopment Analysis (DEA), this paper measures the relative efficiency of the executing banking units of people business credit (KUR) program in Indonesia. Sample data of this study were obtained from all banking units from banks providing KUR located in the district of Pati, Cen...
متن کامل